If you follow the next few steps and with the help of our professional advice your home buying journey will be smoother and enjoyable.
One crucial mistake that first time buyers usually do is the start viewing properties based on what they wish not what they cannot afford. To avoid any disappointment the first thing one should look at is check your financial situation and what one can really afford. If one intends getting a loan, we suggest setting up a meeting with one or more representatives from local banks on the island.
These are a few things one has to look at beforehand:
Once a budget is set, it’s time to get to the exiting part. There are many types of properties of all forms and prices on the island, so let’s meet up and discuss what are the best options available for you. We will focus on the following point:
Now it’s in the hands of the agent to start the ground work and offer you different options within your preferred criteria. We usually communicate view email and offer you different options, once you decide which ones you would like to view , we will set the appointments accordingly.
We suggest you give the agent your available time slots for appointments so we know beforehand when to set appointments.
Once we start visiting the properties you will be presented with details of the properties, plans and photos. We also suggest you take notes of the properties you short list and revisit the ones you really like.
Once you decide on a property you want to live in, it’s time to put down an offer, it is also a good idea to inform your agent about any detail that should be discussed with the owner before a deal is done, such as term of the promise of sale, time frame for moving in and inventory when furnished. Our agent will make sure to try and get you the best possible price for your chosen property. Once an offer is accepted by the owner and all the details agreed upon all we need to do is to find a trusted notary of your choice.
This is a very important part of the process and we will help you through all the steps. the‘Promise of Sale’ or Konvenju, is a pre contract between you and seller that sets out the terms you have agreed in writing.
Here are a few point which are covered by the ‘Promise of Sale’ :
The days you have been waiting for is finally here, let’s make sure we are all ready before we meet.